Document (#28503)

Author
Arns, C.
Title
Fallstricke Online : Über die eigenen Worte gestolpert
Source
¬Die Google-Gesellschaft: Vom digitalen Wandel des Wissens. Hrsg.: K. Lehmann, M. Schetsche
Imprint
Transcript-Verlag : Bielefeld
Year
2005
Pages
S.133-138
Abstract
Ein Klick ins kleine Kreuz oben rechts und schon schließt sich die Seite. Doch wie so oft bleibt eine Anzeige auf dem Schirm zurück: Sie empfiehlt, schleunigst in eine private Krankenversicherung zu wechseln. Günstigere Tarife, besserer Service - lauter schöne Dinge. Wer tatsächlich wechseln möchte, der hat erst einmal eine Menge Fragen zu beantworten, denn gegen Krankheit sollen in erster Linie kerngesunde Menschen privat versichert werden. Mit einer chronischen Krankheit beispielsweise ist das nicht einfach: »Vermutlich wirst du nur unter großen Schwierigkeiten eine private Krankenversicherung finden, die dich aufnimmt«, schreibt Klaust in einem Online-Forum der Betroffenen. Und selbst wenn eine zu finden sei, berichtet er weiter, dann »wird das mit einem erheblichen Risikozuschlag einhergehen«. Die Verlockung ist groß, die umfangreichen Fragebögen nicht ganz richtig auszufüllen. Passende Gelegenheit: neuer Job in neuer Stadt, neuer Arzt, neue Versicherung. Denn bei vielen Krankheiten kann niemand sicher sagen, ob sie schon vorher festgestellt und behandelt wurden. Doch genau das sind die Fälle, in denen Versicherungen hellhörig werden. »Wenn wir Hinweise darauf haben, dass der Kunde die Versicherungsfragen unwahr beantwortet hat, dann gehen wir dem nach«, bestätigt Christian Heinrich von der Deutschen Krankenversicherung. Zunächst werde beim Kunden noch einmal genau nachgefragt, ob er vielleicht etwas vergessen habe, dann beim Arzt, wenn möglich auch bei früheren Ärzten. Parallel dazu kann der Kunde auch mal gegoogelt werden, so DKV-Referent Heinrich: »Unsere Mitarbeiter nutzen bei der Recherche natürlich auch die Möglichkeiten des Internet.«
Theme
Internet
Field
Kommunikationswissenschaften

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